Equifax extends $1 VantageScore 4.0 mortgage pricing through 2028

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Go back to Equifax extends $1 VantageScore 4.0 mortgage pricing through 2028

Equifax Reports Accelerated Adoption of VantageScore® 4.0 Across the Mortgage Industry

October 8, 2026 4:40 PM EDT

Nearly 2,000 Mortgage Lenders Implementing Modern, Alternative Data-Driven Scoring Model; Equifax Extends $1 VantageScore 4.0 Pricing through the End of 2028 to Drive Industry Adoption, Homeownership Affordability, and Cost Savings

Nearly 2,000 mortgage lenders and resellers are taking advantage of the Equifax offer of free VantageScore® 4.0 credit scores with paid legacy scores, and more than 165 lenders are exclusively using VantageScore 4.0 at the $1 price for certain types of loans. Equifax maintains $1 VantageScore 4.0 mortgage credit score pricing through the end of 2028 to expand industry adoption, reduce loan acquisition costs, and drive potential... More