West Coast Bancorp (WCBO) Income Statement

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Interest and fees on loans	18.71M
Interest on taxable investment securities	3.44M
Interest on nontaxable investment securities	546K
Interest on deposits in other banks	35K
Interest on federal funds sold	0
Total interest income	22.73M
Savings, interest bearing demand deposits and money market	183K
Time deposits	202K
Short-term borrowings	37K
Long-term borrowings	315K
Junior subordinated debentures	302K
Total interest expense	1.04M
Net interest income	21.69M
Provision for credit losses	-593K
Net interest income after provision for credit losses	22.28M
Service charges on deposit accounts	3.02M
Payment systems related revenue	3.07M
Trust and investment services revenue	1.23M
Gains on sales of loans
Other real estate owned valuation adjustments and (loss) gain on sales	-457K
Impairment losses on securities	0
Noncredit- related losses on securities recognized in other comprehensive income	0
Net impairment losses on securities
Gains on sales of securities	0
Other noninterest income	816K
Total noninterest income	8.17M
Salaries and employee benefits	11.5M
Equipment	1.48M
Occupancy	1.9M
Payment systems related expense	1.15M
Professional fees	777K
Postage, printing and office supplies	735K
Marketing	520K
Communications	411K
Other noninterest expense	2.26M
Total noninterest expense	21.31M
INCOME (LOSS) BEFORE INCOME TAXES	9.15M
PROVISION (BENEFIT) FOR INCOME TAXES	3.2M
NET INCOME (LOSS)	5.94M
Basic earnings (loss) per share (in dollars per share)	0.29
Diluted earnings (loss) per share (in dollars per share)	0.27
Weighted average common shares (in shares)	19.11M
Weighted average diluted shares (in shares)	20.34M

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