United Bankshares (UBSI) Income Statement

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Interest and fees on loans	112.27M
Interest on federal funds sold and other short-term investments
Taxable	8.76M
Tax-exempt	993K
Total interest income	123.14M
Interest on deposits	7.72M
Interest on short-term borrowings	553K
Interest on long-term borrowings	3.79M
Total interest expense	12.07M
Net interest income	111.07M
Provision for loan losses	6.99M
Net interest income after provision for credit losses	104.08M
Other income
Fees from trust and brokerage services	4.89M
Fees from deposit services	8.31M
Bankcard fees and merchant discounts	1.55M
Other service charges, commissions, and fees	500K
Income from bank-owned life insurance	2.54M
Income from mortgage banking
Other income	249K
Total other-than-temporary impairment losses
Portion of loss recognized in other comprehensive income
Net other-than-temporary impairment losses
Net gains on sales/calls of investment securities	1K
Net investment securities losses
Total other income	19.02M
Other expense
Employee compensation
Employee benefits
Net occupancy expense	6.92M
Other real estate owned (OREO) expense	1.34M
Equipment expense	2.1M
Data processing expense	3.86M
Bankcard processing expense	480K
FDIC insurance expense	2.09M
Other expense	14.3M
Total other expense	62.78M
Income before income taxes
Income taxes	18.85M
Net income	41.48M
Basic	0.54
Diluted	0.54
Dividends per common share	0.33
Basic	76.22M
Diluted	76.65M

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