United Bancorp (UBCP) Income Statement

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Loans, including fees	4.01M
Taxable securities	85K
Non-taxable securities	18K
Federal funds sold	7K
Dividends on Federal Home Loan Bank stock and other	42K
Total interest and dividend income	4.17M
Demand	34K
Savings	9K
Time	140K
Borrowings	249K
Total interest expense	432K
Net interest income	3.73M
Provision for loan losses	131K
Net interest income after provision for loan losses	3.6M
Service charges on deposit accounts	667K
Realized gains on sales of securities	0
Realized gains on sales of loans	25K
Realized (losses) gains on sales of foreclosed assets
BOLI benefit in excess of surrender value
Other income	364K
Total noninterest income	1.06M
Salaries and employee benefits	1.84M
Net occupancy and equipment expense	507K
Provision for impairment on foreclosed real estate
Professional services	175K
Insurance	60K
Deposit insurance premiums	63K
Franchise and other taxes	76K
Advertising	86K
Stationery and office supplies	28K
Amortization of intangible asset	0
Other expenses	509K
Total noninterest expense	3.35M
Income before federal income taxes	1.31M
Federal income taxes	386K
Net income	928K
Basic	0.18
Diluted	0.18
DIVIDENDS PER COMMON SHARE	0.11

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