Severn Bancorp (SVBI) Income Statement

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Loans, including fees	7.48M
Securities, taxable	280K
Other	83K
Total interest income	7.84M
Deposits	1.02M
Long-term borrowings and subordinated debentures	1.11M
Total interest expense	2.13M
Net interest income	5.72M
Provision for loan losses	50K
Net interest income after provision for loan losses	5.67M
Real estate commissions	455K
Real estate management fees	214K
Mortgage banking activities
Other	185K
Total non-interest income	1.72M
Compensation and related expenses	4.03M
Occupancy	486K
Foreclosed real estate expenses, net	41K
Legal fees	81K
FDIC assessments and regulatory expense	175K
Other	487K
Total non-interest expenses	5.95M
Income (loss) before income tax provision (benefit)	1.43M
Income tax provision (benefit)	378K
Net income (loss)	1.06M
Amortization of discount on preferred stock	-68K
Dividends on preferred stock	-448K
Net income (loss) available to common stockholders	539K
Basic earnings (loss) per share (in dollars per share)	0.04
Diluted earnings (loss) per share (in dollars per share)	0.04
Common stock dividends declared per share (in dollars per share)

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