Southern Missouri Bancorp (SMBC) Income Statement

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Loans	14.25M
Investment securities	506K
Mortgage-backed securities	345K
Other interest-earning assets	4K
Total interest income	15.11M
Deposits	1.93M
Securities sold under agreements to repurchase
Advances from FHLB of Des Moines	418K
Subordinated debt
Total interest expense	2.53M
NET INTEREST INCOME	12.58M
PROVISION FOR LOAN LOSSES	925K
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES
Deposit account charges and related fees	942K
Bank card transaction fees
Loan late charges	85K
Other loan fees	238K
Net realized gains on sale of loans	272K
Earnings on bank owned life insurance	211K
Other noninterest income	86K
Total noninterest income	2.58M
Compensation and benefits	4.79M
Occupancy and equipment, net	2.03M
Deposit insurance premiums	175K
Professional fees	203K
Advertising	239K
Postage and office supplies	132K
Amortization of intangible assets	228K
Bank card network fees
Other noninterest expense	1.09M
Total noninterest expense	9.16M
INCOME BEFORE INCOME TAXES	5.07M
INCOME TAXES
NET INCOME	3.71M
Less: charge for early redemption of preferred stock issued at discount
Less: effective dividend on preferred shares
Net income available to common shareholders	3.71M
Basic earnings per common share	0.5
Diluted earnings per common share	0.5
Dividends per share

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