Penns Woods Bancorp (PWOD) Income Statement

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Loans, including fees	10.54M
Taxable	601K
Tax-exempt	329K
Dividend and other interest income	189K
TOTAL INTEREST AND DIVIDEND INCOME	11.66M
Deposits	909K
Short-term borrowings	7K
Long-term borrowings, FHLB	497K
TOTAL INTEREST EXPENSE	1.41M
NET INTEREST INCOME	10.25M
PROVISION FOR LOAN LOSSES	258K
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	9.99M
Service charges	585K
Securities gains, net	253K
Earnings on bank-owned life insurance	172K
Gain on sale of loans	658K
Insurance commissions	198K
Other	918K
TOTAL NON-INTEREST INCOME	3.08M
Salaries and employee benefits	4.51M
Occupancy, net	544K
Furniture and equipment	662K
Pennsylvania shares tax	220K
Amortization of investment in limited partnerships	46K
Other	2.3M
TOTAL NON-INTEREST EXPENSE	8.74M
INCOME BEFORE INCOME TAX PROVISION	4.33M
INCOME TAX PROVISION	1.27M
NET INCOME
NET INCOME PER SHARE - BASIC (in dollars per share)	0.65
NET INCOME PER SHARE - DILUTED (in dollars per share)
WEIGHTED AVERAGE SHARES OUTSTANDING - BASIC (in shares)	4.73M
WEIGHTED AVERAGE SHARES OUTSTANDING - DILUTED (in shares)
DIVIDENDS PER SHARE (in dollars per share)	0.47

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