Peapack-Gladstone Financial (PGC) Income Statement

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Interest and fees on loans	28.23M
Taxable	976K
Tax-exempt	128K
Taxable
Tax-exempt
Interest on loans held for sale	384K
Interest-earning deposits	131K
Total interest income
Interest on savings and interest-bearing deposit accounts
Interest on certificates of deposit over $100,000
Interest on other time deposits
Interest on borrowed funds
Interest on capital lease obligation
Total interest expense	5.58M
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES	24.27M
Provision for loan losses	2.1M
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	22.17M
Trust department income
Service charges and fees	812K
Bank owned life insurance	340K
Securities gains/(losses), net
Other income	395K
Total other income	7.54M
Salaries and employee benefits	11.52M
Premises and equipment
FDIC insurance expense	814K
Other expenses	3.1M
Total operating expenses
INCOME BEFORE INCOME TAX EXPENSE	11.54M
Income tax expense	4.42M
NET INCOME
Dividends on preferred stock and accretion
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS
Basic	0.43
Diluted	0.43
Basic	16.47M
Diluted	16.67M

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