Premier Financial Bancorp (PFBI) Income Statement

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Loans, including fees	13.38M
Taxable	1.29M
Tax-exempt	82K
Federal funds sold and other	123K
Total interest income	14.87M
Deposits	965K
Repurchase agreements and other	10K
FHLB advances and other borrowings	101K
Total interest expense	1.15M
Net interest income	13.72M
Provision for loan losses	312K
Net interest income after provision for loan losses	13.4M
Service charges on deposit accounts	1.03M
Electronic banking income	791K
Secondary market mortgage income	64K
Other	176K
Total non-interest income	2.06M
Salaries and employee benefits	4.82M
Occupancy and equipment expenses	1.64M
Outside data processing	1.3M
Professional fees	167K
Taxes, other than payroll, property and income	156K
Write-downs, expenses, sales of other real estate owned, net	765K
Amortization of intangibles	278K
Conversion expenses
FDIC insurance	278K
Other expenses	1.21M
Total non-interest expenses	10.61M
Income before income taxes	4.86M
Provision for income taxes	1.69M
Net income	3.16M
Preferred stock dividends and accretion
Net income available to common stockholders
Basic (in dollars per share)	0.33
Diluted (in dollars per share)	0.33

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