Provident New York Bancorp (PBNY) Income Statement

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Loans	100.5M
Taxable securities	9.87M
Non-taxable securities	6.75M
Other earning assets	1.04M
Total interest and dividend income	118.16M
Deposits	9.2M
Borrowings	5.83M
Total interest expense	15.03M
Net interest income	103.13M
Provision for loan losses (note 4)	5.5M
Net interest income after provision for loan losses	97.63M
Deposit fees and service charges	3.41M
Net gain on sale of securities	3.43M
Other than temporary impairment (credit loss)
Title insurance fees
Bank owned life insurance	1.89M
Net gain on sale of loans
Investment management fees
Fair value (loss) gain on interest rate cap
Other	3.17M
Total non-interest income	19.04M
Compensation and employee benefits (note 12)	32.5M
CEO retirement expenses
Stock-based compensation plans
Occupancy and office operations	8.02M
Advertising and promotion
Professional fees
Data and check processing
Amortization of intangible assets	3.24M
FDIC insurance and regulatory assessments
ATM/debit card expense
Foreclosed property expense
Other	12.94M
Total non-interest expense	62.26M
Income before income tax expense	54.41M
Income tax expense	16.99M
Net Income	37.42M
Basic	130.24M
Diluted	130.88M
Basic	0.29
Diluted	0.29

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