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- Historical

Data

- Earnings
- Ratings (8.3 Score)
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Financials

Income Statement
Balance Sheet
Cash Flow Statement

Upcoming Events

- Earnings (7/22/26)

News

- Analyst Ratings
- Earnings Related
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- Insider Trades
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OSBC Income Statement

Click line-items for a historical chart and %
Loans, including fees 13.5M
Loans held-for-sale 48K
Taxable 3.95M
Tax exempt 180K
Dividends from Federal Reserve Bank and Federal Home Loan Bank stock 83K
Federal funds sold
Interest bearing deposits with financial institutions 64K
Total interest and dividend income 17.83M
Savings, NOW, and money market deposits 193K
Time deposits 931K
Securities sold under repurchase agreements
Other short-term borrowings 23K
Junior subordinated debentures 1.08M
Subordinated debt 245K
Notes payable and other borrowings 2K
Total interest expense 2.48M
Net interest and dividend income 15.35M
Provision for loan losses
Net interest and dividend income (expense) after provision for loan losses 15.35M
Trust income 1.4M
Service charges on deposits 1.76M
Secondary mortgage fees 322K
Mortgage servicing income, net of changes in fair value 290K
Net gain on sales of mortgage loans 2.18M
Securities gains, net -1.96M
Increase in cash surrender value of bank-owned life insurance 383K
Debit card interchange income
Lease revenue from other real estate owned
Net gain on sale of other real estate owned
Other income 1.21M
Total noninterest income 6.59M
Salaries and employee benefits 9.01M
Occupancy expense, net 1.12M
Furniture and equipment expense 1.14M
FDIC insurance 228K
General bank insurance 269K
Amortization of core deposit and other intangible asset
Advertising expense 430K
Debit card interchange expense 363K
Legal fees 242K
Other real estate expense 426K
Other expense 3.35M
Total noninterest expense 16.58M
Income (Loss) before income taxes 5.36M
Benefit for income taxes 1.86M
Net income (loss)
Preferred stock dividends and accretion
Net loss available to common stockholders 3.5M
Basic loss per share (in dollars per share) 0.12
Diluted loss per share (in dollars per share) 0.12
Dividends declared per share (in dollars per share)

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