National Bankshares (NKSH) Income Statement

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Interest and fees on loans	7.41M
Interest on interest-bearing deposits	97K
Interest on securities - taxable	1.38M
Interest on securities - nontaxable	1.27M
Total interest income	10.16M
Interest on time deposits of $100,000 or more
Interest on other deposits	781K
Total interest expense	1.02M
Net interest income	9.14M
Provision for loan losses	291K
Net interest income after provision for loan losses	8.85M
Service charges on deposit accounts	649K
Other service charges and fees	47K
Credit card fees	963K
Trust income	330K
Bank owned life insurance income	149K
Other income	242K
Realized securities losses, net	101K
Total noninterest income	2.48M
Salaries and employee benefits	3.24M
Occupancy, furniture and fixtures	463K
Data processing and ATM	624K
F.D.I.C. insurance	135K
Credit card processing	715K
Intangible assets amortization	40K
Net costs of other real estate owned	71K
Franchise taxes
Other operating expenses	1.01M
Total noninterest expense	6.62M
Income before income tax expense	4.71M
Income tax expense	880K
Net Income	3.83M
Basic net income per share	0.55
Fully diluted net income per share	0.55
Weighted average number of common shares outstanding - basic	6.96M
Weighted average number of common shares outstanding - diluted	6.96M
Dividends declared per share	0

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