| Loans | 8.37M |
| Federal funds sold and interest-earning deposits in other banks | |
| Investments | 334K |
| TOTAL INTEREST INCOME | 8.76M |
| Money market, NOW and savings deposits | 98K |
| Time deposits | 642K |
| Other short term debt | |
| Long term debt | 147K |
| TOTAL INTEREST EXPENSE | 909K |
| NET INTEREST INCOME | 7.85M |
| PROVISION FOR LOAN LOSSES | |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES | 7.51M |
| Fees from pre-sold mortgages | |
| Service charges on deposit accounts | 249K |
| Other fees and income | 536K |
| TOTAL NON-INTEREST INCOME | 785K |
| Personnel | 3.18M |
| Occupancy and equipment | |
| Deposit insurance | 76K |
| Professional fees | 263K |
| Information systems | 510K |
| Net loss on sale and write downs of foreclosed real estate | 140K |
| Other | 786K |
| TOTAL NON-INTEREST EXPENSE | 5.63M |
| INCOME (LOSS) BEFORE INCOME TAXES (BENEFIT) | 2.66M |
| INCOME TAXES (BENEFIT) | 924K |
| NET INCOME (LOSS) | 1.74M |
| Basic | 0.15 |
| Diluted | 0.15 |
| Basic | 11.63M |
| Diluted | 11.67M |