Kentucky Bancshares, Inc. (KTYB) Income Statement

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Loans, including fees	7.63M
Taxable	782K
Tax exempt	649K
Other	101K
Total interest income	9.21M
Deposits	555K
Repurchase agreements and other borrowings	30K
Federal Home Loan Bank advances	428K
Subordinated debentures	70K
Total interest expense	1.14M
Net interest income	8.07M
Loan loss provision	175K
Net interest income after provision	7.89M
Service charges	1.4M
Loan service fee income	-26K
Trust department income	272K
Securities available for sale gains (losses), net	40K
Gain on sale of mortgage loans	533K
Brokerage Income	168K
Debit Card Interchange Income
Other	201K
Total other income	3.24M
Salaries and employee benefits	4.54M
Occupancy expenses	974K
Repossession expenses (net)	79K
FDIC Insurance	106K
Legal and professional fees
Data processing	396K
Debit Card Expenses	391K
Amortization	45K
Advertising and marketing	225K
Taxes other than payroll, property and income	282K
Telephone	77K
Postage	88K
Loan fees	64K
Other	1.06M
Total other expenses	8.75M
Income before taxes	2.37M
Income taxes	8K
Net income
Change in Unrealized Gains on Securities
Comprehensive Income
Basic (in dollars per share)	0.79
Diluted (in dollars per share)	0.79
Dividends per share (in dollars per share)	0.27

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