First Pactrust Bancorp, Inc. (FPTB) Income Statement

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Loans, including fees	73.74M
Securities
Dividends and other interest-earning assets	1.5M
Total interest income
Savings
NOW
Money market
Certificates of deposit
Federal Home Loan Bank advances	1.97M
Total interest expense	13.6M
Net interest income	81.04M
Provision for loan losses
Net interest income after provision for loan losses	79.27M
Customer service fees	1.17M
Mortgage loan prepayment penalties
Income from bank owned life insurance	580K
Net gain on sales of securities available-for-sale
Other
Total noninterest income	65.6M
Salaries and employee benefits	61.02M
Occupancy and equipment	11.94M
Advertising	2.41M
Professional fees	6.76M
Stationery, supplies, and postage
Data processing	2.84M
ATM costs
FDIC expense
Loan servicing & foreclosure
Operating loss on equity investment
Valuation allowance for OREO
Loss on sale of other real estate owned
Other general and administrative
Total noninterest expense	100.08M
Income before income taxes
Income tax expense/(benefit)	18.27M
Net income/(loss)	26.53M
Preferred stock dividends and discount accretion
Net income available to common shareholders	21.41M
Basic earnings/(loss) per share	0.44
Diluted earnings/(loss) per share	0.43
Weighted average common shares outstanding-basic
Weighted average common shares outstanding-diluted
Comprehensive income (loss)

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