| Interest and fees on loans held for investment | |
| Interest and fees on loans held for sale | |
| Interest on federal funds sold | 11K |
| Interest on interest bearing deposits | |
| Dividends on equity securities | |
| Interest on debt securities | |
| Total interest income | 8.2M |
| Interest on demand deposits | 126K |
| Interest on savings accounts | 114K |
| Interest on time deposits over $100,000 | 131K |
| Interest on time deposits | |
| Total interest on deposits | 608K |
| Interest on short-term debt | |
| Interest on long-term debt | 361K |
| Total Interest Expense | 969K |
| Net interest income | 7.23M |
| Provision for loan losses | |
| Net interest income after provision for loan losses | 7.23M |
| Service charges | |
| Insurance and other commissions | 326K |
| Other | |
| Income on bank owned life insurance | 119K |
| Other than temporary impairment losses | |
| Gain on the sale of securities | |
| Total noninterest income | 1.05M |
| Salaries | |
| Employee benefits | |
| Occupancy expense | |
| Equipment expense | 182K |
| Intangible amortization | |
| FDIC insurance assessment | 113K |
| Other | 1.68M |
| Total noninterest expense | 4.96M |
| Income before income taxes | 3.32M |
| Income tax expense | 655K |
| Consolidated net income | |
| Net (income) loss - Noncontrolling interest | |
| Net Income - F & M Bank Corp | 2.6M |
| Net income | |
| Cash dividends | 0.2 |
| Weighted average shares outstanding | |