First Financial (FFIN) Income Statement

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Interest and fees on loans	40.41M
Taxable	6.78M
Exempt from federal income tax	10.81M
Interest on federal funds sold and interest-bearing deposits in banks	99K
Total interest income	58.09M
Interest on deposits	1.11M
Other	254K
Total interest expense	1.37M
Net interest income	56.73M
PROVISION FOR LOAN LOSSES	3.83M
Net interest income after provision for loan losses	52.89M
Trust fees	5.07M
Service charges on deposit accounts	4.8M
ATM and credit card fees
Real estate mortgage operations	4.7M
Net gain on available-for-sale securities	239K
Net gain (loss) on sale of foreclosed assets	-10K
Other
Total noninterest income	22.15M
Salaries and employee benefits	22.93M
Net occupancy expense	2.67M
Equipment expense	3.42M
Printing, stationery and supplies	536K
FDIC insurance premiums	513K
Correspondent bank service charges
ATM, interchange and credit card expenses
Professional and service fees	1.88M
Amortization of intangible assets	172K
Other expenses	8.02M
Total noninterest expense	42M
EARNINGS BEFORE INCOME TAXES
INCOME TAX EXPENSE	7.44M
NET EARNINGS	25.6M
EARNINGS PER SHARE, BASIC	0.39
EARNINGS PER SHARE, ASSUMING DILUTION	0.39
DIVIDENDS PER SHARE	0.18

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