1st Constitution Bancorp (FCCY) Income Statement

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Loans, including fees	9.49M
Securities: Taxable	827K
Securities: Tax-exempt	514K
Federal funds sold and short-term investments	13K
Total interest income	10.84M
Deposits	1.05M
Borrowings	197K
Redeemable subordinated debentures	107K
Total interest expense	1.36M
Net interest income	9.49M
PROVISION FOR LOAN LOSSES	0
Net interest income after provision for loan losses	9.49M
Service charges on deposit accounts	185K
Gain on sales of loans	876K
Income on bank-owned life insurance	113K
Other income	586K
Total non-interest income	1.76M
Salaries and employee benefits	4.53M
Occupancy expense	1.01M
Data processing expenses	314K
FDIC insurance expense	105K
Other operating expenses	1.13M
Total non-interest expenses	7.1M
Income before income taxes	4.15M
INCOME TAXES	1.46M
Net income	2.7M
Dividends and accretion on preferred stock
Net income available to common shareholders
Basic	0.34
Diluted	0.33

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