Ecb Bancorp (ECBE) Income Statement

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Interest and fees on loans	6.74M
Interest exempt from federal income taxes	246K
Taxable interest income	1.74M
Dividend income	15K
Other interest income	6K
Total interest income	8.75M
Demand accounts	358K
Savings	50K
Time	1.09M
Short-term borrowings	104K
Long-term obligations	74K
Total interest expense	1.68M
Net interest income	7.08M
Provision for loan losses	1.92M
Net interest income after provision for loan losses	5.16M
Service charges on deposit accounts	902K
Other service charges and fees	541K
Mortgage origination fees	446K
Net gain on sale of securities	3.22M
Income from bank owned life insurance	101K
Other operating (expense) income	44K
Total noninterest income	5.25M
Salaries	2.92M
Retirement and other employee benefits	782K
Occupancy	538K
Equipment	587K
Professional fees	271K
Supplies	28K
Telephone	170K
FDIC insurance	204K
Other outside services	279K
Net cost of real estate and repossessions acquired in settlement of loans
Other operating expenses	1.42M
Total noninterest expenses	7.94M
Income (loss) before income taxes	2.47M
Income tax expense (benefit)	821K
Net income	1.65M
Preferred stock dividends
Accretion of discount
Income (loss) available to common shareholders	1.38M
Net income (loss) per share-basic	0.48
Net income (loss) per share-diluted	0.48
Weighted average shares outstanding-basic	2.85M
Weighted average shares outstanding-diluted	2.85M

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