Codorus Valley Bancorp (CVLY) Income Statement

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Loans, including fees	14.54M
Taxable	579K
Tax-exempt	383K
Dividends	61K
Other	97K
Total interest income	15.66M
Deposits	1.76M
Federal funds purchased and other short-term borrowings	34K
Long-term and junior subordinated debt	454K
Total interest expense	2.25M
Net interest income	13.42M
Provision for loan losses	800K
Net interest income after provision for loan losses	12.62M
Trust and investment services fees
Income from mutual fund, annuity and insurance sales	240K
Service charges on deposit accounts	957K
Income from bank owned life insurance	233K
Other income	224K
Gains on sales of loans held for sale	262K
Gain (loss) on sales of securities
Total noninterest income	2.57M
Personnel	5.99M
Occupancy of premises, net	780K
Furniture and equipment	728K
Postage, stationery and supplies	147K
Professional and legal	185K
Marketing and advertising
FDIC insurance	121K
Debit card processing	291K
Charitable donations	116K
Foreclosed real estate including (gains) losses on sales	-13K
Impaired loan carrying costs
Other	868K
Total noninterest expense	10.22M
Income before income taxes	4.96M
Provision for income taxes	1.56M
Net income	3.4M
Preferred stock dividends and discount accretion	0
Net income available to common shareholders	3.4M
Net income per common share, basic	0.41
Net income per common share, diluted	0.4

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