Central Virginia Bankshares, Inc. (CVBK) Income Statement

Interest and fees on loans	3.35M
U.S. Government Treasury notes, agencies and corporations	424K
States and political subdivisions	88K
Corporate and other	184K
Interest on federal funds sold	10K
Total interest income	4.06M
Interest on deposits	1.15M
Securities sold under repurchase agreements	2K
FHLB borrowings	369K
Capital trust preferred securities	40K
Total interest expense	1.56M
Net interest income	2.49M
Provision for loan losses	660K
Net interest income after provision for loan losses	1.83M
Deposit fees and charges	354K
Other service charges, commission and fees	174K
Increase in cash surrender value of life insurance	100K
Realized gains on securities	789K
Other operating income	53K
Total non-interest income	1.47M
Salaries and benefits	1.27M
Occupancy expenses	262K
Furniture and equipment expenses	141K
FDIC insurance expense	225K
Loss on securities write-down (1)	0
Loss on devaluation of other real estate owned	107K
Other operating expenses	987K
Total non-interest expenses	2.99M
Income (loss) before income taxes	307K
Income tax (benefit)	0
Net income (loss)	307K
Effective dividends accrued on preferred stock	161K
Net income (loss) available to common stockholders	146K
Income (loss) per common share, basic	0.06
Income (loss) per common share, diluted	0.05

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