Cheviot Financial (CHEV) Income Statement

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Loans	5.46M
Mortgage-backed securities	87K
Investment securities	576K
Interest-earning deposits and other	86K
Total interest income	6.21M
Deposits	1.29M
Borrowings	335K
Total interest expense	1.63M
Net interest income	4.59M
Provision for losses on loans	50K
Net interest income after provision for losses on loans	4.54M
Rental	38K
Gain on sale of loans	180K
Gain (loss) on sale of real estate acquired through foreclosure	135K
Earnings on bank-owned life insurance	84K
Other operating	490K
Total other income	927K
Employee compensation and benefits	1.99M
Occupancy and equipment	373K
Property, payroll and other taxes	320K
Data processing	140K
Legal and professional	319K
Advertising	203K
FDIC expense	178K
Other operating	749K
Total general, administrative and other expense	4.27M
Earnings before income taxes	1.19M
Current	-438K
Deferred	728K
Total federal income taxes	290K
NET EARNINGS	903K
Basic (in dollars per share)	0.1
Diluted (in dollars per share)	0.1
Dividends per common share (in dollars per share)	0.12

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