Bancorp Rhode Island, Inc. (BARI) Income Statement

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Overnight investments	0
Mortgage-backed securities	2.51M
Investment securities	399K
Federal Home Loan Bank of Boston stock dividends	11K
Loans and leases	14.24M
Total interest and dividend income	17.16M
Deposits	1.27M
Overnight and short-term borrowings	10K
Wholesale repurchase agreements	10K
Federal Home Loan Bank of Boston borrowings	1.9M
Subordinated deferrable interest debentures	166K
Total interest expense	3.35M
Net interest income	13.81M
Provision for loan and lease losses	1.6M
Net interest income after provision for loan and lease losses	12.21M
Total other-than-temporary impairment losses on available for sale securities	0
Non-credit component of other-than-temporary losses recognized in other comprehensive income	0
Credit component of other-than-temporary impairment losses on available for sale securities	0
Service charges on deposit accounts	1.18M
Commissions on nondeposit investment products	336K
Income from bank-owned life insurance	307K
Loan related fees	127K
Net gains on lease sales and commissions on loans originated for others	58K
Gain on sale of available for sale securities	0
Other income	194K
Total noninterest income	2.2M
Salaries and employee benefits	5.77M
Professional services	558K
Occupancy	815K
Data processing	702K
FDIC insurance	72K
Operating	370K
Marketing	267K
Equipment	275K
Loan workout and other real estate owned	392K
Loan servicing	155K
Other expenses	558K
Total noninterest expense	9.93M
Income before income taxes	4.47M
Income tax expense	1.83M
Net income	2.64M
Basic earnings per common share	0.56
Diluted earnings per common share	0.55
Cash dividends declared per common share	0.19
Weighted average common shares outstanding - basic	4.69M
Weighted average common shares outstanding - diluted	4.78M

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