Ameriserv Financial (ASRV) Income Statement

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Interest and fees on loans	9.46M
Interest bearing deposits	2K
Short-term investments in money market funds	31K
Federal funds sold
Available for sale	779K
Held to maturity	202K
Total Interest Income	10.48M
Deposits	1.39M
Short-term borrowings	2K
Advances from Federal Home Loan Bank	166K
Guaranteed junior subordinated deferrable interest debentures	280K
Total Interest Expense	1.97M
NET INTEREST INCOME	8.51M
Provision (credit) for loan losses
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES	8.21M
Trust fees	2.04M
Investment advisory fees
Net realized (losses) gains on investment securities	60K
Net gains on loans held for sale	260K
Service charges on deposit accounts	433K
Bank owned life insurance	169K
Other income	572K
Total Non-Interest Income	3.66M
Salaries and employee benefits	5.9M
Net occupancy expense	656K
Equipment expense	419K
Professional fees	1.33M
Supplies, postage and freight	181K
Miscellaneous taxes and insurance	287K
Federal deposit insurance expense	189K
Other expense	1.39M
Total Non-Interest Expense	10.36M
PRETAX INCOME (LOSS)	1.51M
Provision for income tax expense (benefit)	446K
NET INCOME (LOSS)	1.07M
Preferred stock dividends and accretion of preferred stock discount	0
NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS	1.07M
Net income (loss)	0.06
Average number of shares outstanding	18.9M
Net income (loss)	0.06
Average number of shares outstanding	18.96M
Cash dividends declared	0.02

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