| Interest on loans | 8.89M |
| Taxable | 2.19M |
| Tax-exempt | 367.95K |
| Interest and dividends on other interest-earning assets | 15.82K |
| Total interest income | 11.46M |
| Interest on deposits | 2.73M |
| Interest on Federal Home Loan Bank advances | 713.8K |
| Interest on other borrowed money | 21.93K |
| Total interest expense | 3.46M |
| NET INTEREST INCOME | 8M |
| PROVISION FOR LOAN LOSSES | 0 |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES | 8M |
| Service charges | 287.72K |
| Income on bank owned life insurance | 438.87K |
| Net loss on real estate owned | -136.9K |
| Other income | 195.12K |
| Total non-interest income | 784.81K |
| Salaries and employee benefits | 3.02M |
| Occupancy | 641.25K |
| Depreciation | 190.19K |
| Professional services | 444.24K |
| Data processing | 461.64K |
| Deposit insurance premium | 336.04K |
| Advertising and promotions | 175.63K |
| Director compensation | 144.88K |
| Other | 465.86K |
| Total non-interest expenses | 5.88M |
| INCOME BEFORE INCOME TAXES | 2.91M |
| PROVISION FOR INCOME TAXES | 756.3K |
| NET INCOME | 2.15M |
| BASIC EARNINGS PER COMMON SHARE | 0.12 |
| DILUTED EARNINGS PER COMMON SHARE | 0.11 |
| BASIC AVERAGE COMMON SHARES OUTSTANDING: | 18.6M |
| DILUTED AVERAGE COMMON SHARES OUTSTANDING: | 19.27M |