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- Dividends (0.8% Yield)

Financials

Income Statement
Balance Sheet
Cash Flow Statement

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SSFN Cash Flow Statement

Click line-items for a historical chart and %
Net income (loss) 3.39M
Depreciation and amortization of premises and equipment 282K
Amortization of premiums and accretion of discounts, net 470K
Accretion of deferred loan fees 75K
Provision for loan losses
Originations of mortgage loans held for sale -5.12M
Proceeds from sale of mortgage loans 6.41M
Gain on sales of mortgage loans -70K
Gain on sales and calls of securities -62K
Deferred income tax benefit 208K
Decrease in accrued interest receivable -31K
Decrease in accrued interest payable -318K
Earnings on bank owned life insurance -328K
Stock option expense
(Increase) decrease in other assets -1K
Decrease in other liabilities 19K
Net cash provided by operating activities 3.99M
Purchase of securities available for sale -39.68M
Proceeds from maturities and principal repayments on securities available for sale 10.62M
Proceeds from sales and calls on securities available for sale 19.85M
Purchase of securities held to maturity -32.4M
Proceeds from maturities and principal repayments on securities held to maturity 7.32M
Proceeds from calls on securities held to maturity 31.72M
Sale of FHLB-NY stock
Net increase in loans -25.47M
Additions to premises and equipment -126K
Proceeds from sale of other real estate owned 184K
Net cash used in investing activities -29.8M
Net increase in noninterest-bearing deposits 24.24M
Net increase (decrease) in interest-bearing deposits 17.09M
Net increase in securities sold under agreements to repurchase
Net decrease in short term borrowings
Repayment of long term borrowings -5M
Cash dividends paid on common stock -488K
Cash dividends paid on preferred stock 0
Payment of discount on dividend reinvestment plan
Exercise of stock options
Issuance of common stock 80K
Net cash provided by financing activities 35.93M
Net increase in cash and cash equivalents 10.12M
Cash and cash equivalents - beginning 10.91M
Cash and cash equivalents - ending 21.03M
Cash paid during the period for interest 3.73M
Cash paid during the period for income taxes 1.49M