| Net income | 297K |
| Depreciation | |
| Amortization of deferred loan origination (fees) costs | |
| Amortization of premiums on FHLB advances | |
| Amortization of core deposit intangibles | |
| Net gain on sale of loans | |
| Net loss (gain) on sale of real estate owned | |
| Deferred gain on sale of real estate acquired through foreclosure | |
| ESOP compensation expense | 52K |
| Amortization of stock benefit plans and stock options expense | |
| Earnings on bank-owned life insurance | -24K |
| Provision for loan losses | 4K |
| Origination of loans held for sale | -203K |
| Proceeds from loans held for sale | 0 |
| Accrued interest receivable | -1K |
| Prepaid expenses and other assets | 343K |
| Accrued interest payable | -1K |
| Accounts payable and other liabilities | |
| Federal income taxes | |
| Current | |
| Deferred | |
| Net cash provided by operating activities | |
| Purchase of available-for-sale securities | |
| Held to maturity | 638K |
| Available for sale | 1K |
| Loans originated for investment, net of principal collected | |
| Proceeds from sale of real estate owned | 336K |
| Additions to premises and equipment, net | -40K |
| Net cash provided by investing activities | |
| Net change in deposits | -2.99M |
| Payments by borrowers for taxes and insurance, net | |
| Proceeds from Federal Home Loan Bank advances | 12M |
| Repayments on Federal Home Loan Bank advances | -6.06M |
| Dividends paid on common stock | -372K |
| Treasury stock repurchases | |
| Net cash provided by (used in) financing activities | |
| Net increase (decrease) in cash and cash equivalents | 538K |
| Beginning cash and cash equivalents | 13.11M |
| Ending cash and cash equivalents | 13.65M |
| Federal income taxes | 100K |
| Interest on deposits and borrowings | 410K |
| Transfers from loans to real estate acquired through foreclosure, net | |
| Loans made on sale of real estate acquired through foreclosure | |
| Capitalization of mortgage servicing rights | |