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Financials

Income Statement
Balance Sheet
Cash Flow Statement

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BFSB Cash Flow Statement

Click line-items for a historical chart and %
Net loss -5.67M
ESOP expense 10K
Stock-based incentive plan expense 143K
Depreciation and amortization 386K
Provision for loan losses 3.15M
Income from bank-owned life insurance -221K
Gross loss on OTTI recognized in earnings 8K
Amortization of servicing rights 43K
Accretion of deferred loan fees, net -787K
Amortization of premiums, net of discounts -14K
Originations of loans held-for-sale -4.37M
Proceeds from sales of loans held-for-sale 4.48M
Principal repayments on loans held-for-sale 0
Net gain on sales of loans held-for-sale -104K
Decrease in accrued interest receivable 909K
Deferred income tax expense (benefit) 949K
Net loss on sales of securities available-for-sale 1.39M
Decrease (increase) in prepaid expenses and other assets 2.5M
Increase (decrease) in accrued expenses and other liabilities 2.46M
Net cash provided by operating activities 5.25M
Repayments in excess of loan originations 35.36M
Proceeds from the sale of loan notes 55.64M
Principal repayments on mortgage-backed securities held-to-maturity 0
Principal repayments on mortgage-backed securities available-for-sale 27.04M
Purchases of mortgage-backed securities held-to-maturity 0
Purchases of securities available-for-sale -103.8M
Proceeds from the sale of securities available-for-sale 13.04M
Net redemptions of FHLB stock 160K
Purchases of bank-owned life insurance -15K
Proceeds from surrender of bank-owned life insurance 3.21M
Purchases of premises and equipment -158K
Net cash provided by (used in) investing activities 30.48M
(Decrease) increase in deposits -12.64M
Net decrease in short term borrowings -1.5M
Proceeds from long term borrowings 0
Decrease in advance payments by borrowers for taxes and insurance -1.15M
Purchase of treasury shares -8K
Payment of cash dividend 0
Net cash (used in) provided by financing activities -15.29M
Net increase in cash and cash equivalents 20.44M
Cash and cash equivalents at beginning of year 14.2M
Cash and cash equivalents at end of period 34.64M
Interest 4.53M
Taxes 175K
Securities held-for-sale transferred to available-for-sale 0