| Net income | 3.69M |
| Provision for loan losses | 0 |
| Depreciation | 386.95K |
| Stock-based compensation expense | 1.3M |
| Net loss on real estate owned | 0 |
| Deferred income tax expense | 23.93K |
| Deferred loan fees | -561.91K |
| Premiums and discounts, net | -76.33K |
| Income from bank owned life insurance | -869.89K |
| Accrued interest receivable | 356.68K |
| Prepaid expenses and other assets | -37.57K |
| Accrued interest payable | 2.31M |
| Accounts payable and accrued expenses | 450.78K |
| Net cash provided by operating activities | 6.97M |
| Principal collected on loans | 83.05M |
| Disbursements for loans | -38.59M |
| Purchases of: Mortgage-backed securities available for sale | -22.79M |
| Purchases of: Investments available for sale | -31.01M |
| Purchases of: Property and equipment | -28.16K |
| Additions to real estate owned, net | -76.34K |
| Maturities of mortgage-backed securities held to maturity | 0 |
| Maturities of mortgage-backed securities available for sale | 522.95K |
| Maturities of investments available for sale | 43.38M |
| Principal repayments of mortgage-backed securities held to maturity | 7.25M |
| Principal repayments of mortgage-backed securities available for sale | 24.92M |
| Redemption of Federal Home Loan Bank stock | 1.35M |
| Sales of real estate owned | 0 |
| Net cash provided by (used in) investing activities | 67.98M |
| Net (decrease) increase in demand deposits and savings accounts | -32.37M |
| Net (decrease) increase in certificate accounts | -26.99M |
| Net increase in other borrowed money | 12.94M |
| Advances from Federal Home Loan Bank | 0 |
| Repayments of advances from Federal Home Loan Bank | -33.01M |
| Net increase in advances from borrowers for taxes and insurance | 1.92M |
| Proceeds from exercise of stock options | 856.01K |
| Excess tax benefit (liability) from stock-based compensation | 105.77K |
| Purchase of treasury stock | -276.79K |
| Payment of cash dividend | -2.25M |
| Net cash (used in) provided by financing activities | -79.06M |
| NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS | -4.11M |
| CASH AND CASH EQUIVALENTS-Beginning of period | 77.69M |
| CASH AND CASH EQUIVALENTS-End of period | 73.58M |
| Cash paid during the year for: Interest on deposits and other borrowings | 4.82M |
| Cash paid during the year for: Income Taxes | 0 |
| Non-cash transfer of loans to real estate owned | 0 |
| Acquisition of stock for deferred compensation plans trust | 0 |
| Release of stock from deferred compensation plans trust | 2.6K |