VSB Bancorp (VSBN) Balance Sheet

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Cash and due from banks	63.26M
Investment securities, available for sale	56.91M
Loans receivable	76.52M
Allowance for loan loss	-1.26M
Loans receivable, net	75.26M
Bank premises and equipment, net	2.05M
Accrued interest receivable	551.73K
Other assets	1.93M
Total assets	299.92M
Demand and checking	97.5M
NOW	35.5M
Money market	41.57M
Savings	22.59M
Time	73.83M
Total deposits	270.99M
Escrow deposits	104.89K
Accounts payable and accrued expenses	1.29M
Total liabilities	272.38M
Common stock ($.0001 par value, 10,000,000 shares authorized, 1,989,509 issued, 1,825,009 outstanding at June 30, 2011 and at December 31, 2010)	199
Additional paid in capital	9.32M
Retained earnings	19.79M
Treasury stock, at cost (164,500 shares at June 30, 2011and at December 31, 2010)	-2.07M
Unearned Employee Stock Ownership Plan shares	-98.63K
Accumulated other comprehensive income, net of taxes of $1,418,716 and $1,213,545, respectively	591.14K
Total stockholders’ equity	27.54M
Total liabilities and stockholders’ equity	299.92M

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