| Cash and due from banks |
20.7M |
| Other interest-earning assets |
325K |
| Cash and cash equivalents |
21.03M |
| Securities available for sale |
103.55M |
| Securities held to maturity; estimated fair value of $43,698,000 (2011) and $47,316,000 (2010) |
54.18M |
| FHLB-NY stock, at cost |
2.43M |
| Loans, net of allowance for loan losses of $11,230,000 (2011) and $8,490,000 (2010) |
| Mortgage loans held for sale |
| Premises and equipment, net |
6.64M |
| Accrued interest receivable |
2M |
| Other real estate owned |
| Bank owned life insurance |
16.44M |
| Other assets |
6.69M |
| Total assets |
757.93M |
| Noninterest-bearing |
172.07M |
| Interest-bearing |
474.01M |
| Total deposits |
646.08M |
| Federal Home Loan Bank of New York Advances |
| Subordinated debentures |
23.24M |
| Securities sold under agreements to repurchase |
| Accrued interest payable |
473K |
| Accrued expenses and other liabilities |
1.57M |
| Total liabilities |
706.36M |
| Commitments and contingencies |
| Preferred stock, no par value; 2,500,000 shares authorized; 10,000 shares issued and outstanding at June 30, 2011 and December 31, 2010 Liquidation preference of $10,000,000 |
| Common stock, no par value; 10,000,000 shares authorized; 5,850,558 and 5,847,844 shares issued: 5,850,558 and 5,846,927 shares outstanding at June 30, 2011 and December 31, 2010, respectively |
41.6M |
| Treasury stock, 917 shares outstanding at December 31, 2010 |
| Retained earnings |
9.87M |
| Accumulated other comprehensive income (loss), net |
93K |
| Total stockholders' equity |
51.57M |
| Total liabilities and stockholders' equity |
757.93M |
