Lake Shore Bancorp (LSBK) Balance Sheet

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Cash and due from banks	8.62M
Interest earning deposits	10.78M
Federal funds sold	19.07M
Cash and Cash Equivalents	38.48M
Securities available for sale	91.05M
Federal Home Loan Bank stock, at cost	1.34M
Loans receivable, net of allowance for loan losses 2011 $1,206; 2010 $953	320.42M
Premises and equipment, net	8.74M
Accrued interest receivable	1.73M
Bank owned life insurance	15.15M
Other assets	1.53M
Total Assets	478.43M
Deposits: Interest bearing	320.66M
Deposits: Non-interest bearing	53.81M
Total Deposits	374.47M
Short-term borrowings
Long-term debt	18.95M
Advances from borrowers for taxes and insurance	1.85M
Other liabilities	5.84M
Total Liabilities	401.11M
COMMITMENTS AND CONTINGENCIES	0
Common stock, $0.01 par value per share, 25,000,000 shares authorized; 6,612,500 shares issued and 5,939,132 shares outstanding at June 30, 2011 and 6,612,500 shares issued and 5,957,082 shares outstanding at December 31, 2010	68K
Additional paid-in capital	30.52M
Treasury stock, at cost (673,368 shares at June 30, 2011 and 655,418 shares at December 31, 2010)	-7.17M
Unearned shares held by ESOP
Unearned shares held by RRP	-591K
Retained earnings	53.57M
Accumulated other comprehensive income (loss)	2.57M
Total Stockholders' Equity
Total Liabilities and Stockholders' Equity	478.43M

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