| Cash and Due from Banks |
2.27M |
| Short-Term Interest-Bearing Deposits |
8.45M |
| Total Cash and Cash Equivalents |
10.72M |
| Certificates of Deposit |
481K |
| Securities Available-for-Sale, at Fair Value (Amortized Cost of $53,712 and $61,429, respectively) |
2.36M |
| Securities Held-to-Maturity, at Amortized Cost (Estimated Fair Value of $62,844 and $67,355, respectively) |
35.56M |
| Loans, Net of Allowance for Loan Losses of $1,727 and $1,759, respectively |
| Accrued Interest Receivable |
936K |
| Other Real Estate Owned |
| Stock in Federal Home Loan Bank |
3.33M |
| Premises and Equipment, Net |
3.25M |
| Other Assets |
3.11M |
| Total Assets |
348.08M |
| Non-Interest-Bearing |
22.49M |
| Interest-Bearing |
181.67M |
| Total Deposits |
204.16M |
| Federal Home Loan Bank Advances |
| Reverse Repurchase Agreements |
| Advance Payments by Borrowers for Taxes and Insurance |
4.06M |
| Accrued Interest Payable |
111K |
| Other Liabilities |
2.59M |
| Total Liabilities |
288.85M |
| Commitments and Contigencies |
0 |
| Common Stock, $.01 Par Value, 40,000,000 Shares Authorized; 6,345,732 Shares Issued; 3,437,650 and 3,640,918 Outstanding, respectively |
63K |
| Additional Paid-in-Capital |
63.56M |
| Unearned ESOP Shares |
-3.17M |
| Unearned Recognition and Retention Plan Shares |
-317K |
| Treasury Stock, at Cost (2,908,082 shares and 2,704,814 shares, respectively) |
-49.9M |
| Retained Earnings |
48.81M |
| Accumulated Other Comprehensive Income |
193K |
| Total Shareholders' Equity |
59.24M |
| Total Liabilities and Shareholders' Equity |
348.08M |
