Brooklyn Federal Bancorp, Inc. (BFSB) Balance Sheet

Cash and due from banks (including interest-earning balances of $33,124 and $12,559, respectively)	34.64M
Securities available-for-sale	132.32M
Loans receivable	297.15M
Less: Allowance for loan losses	20.67M
Loans receivable, net	276.48M
Federal Home Loan Bank of New York ("FHLB") stock, at cost	1.64M
Bank owned life insurance	6.91M
Accrued interest receivable	1.15M
Premises and equipment, net	1.59M
Prepaid expenses and other assets	15.19M
Total assets	469.93M
Non-interest-bearing deposits	16.61M
Interest-bearing deposits	148.33M
Certificates of deposit	245.83M
Total deposits	410.77M
Borrowings	9M
Advance payments by borrowers for taxes and insurance	1.43M
Accrued expenses and other liabilities	8M
Total liabilities	429.2M
Preferred stock, $0.01 par value, 1,000,000 shares authorized; none issued	0
Common stock, $0.01 par value, 20,000,000 shares authorized; 13,484,210 issued and 12,882,607 and 12,889,344 outstanding, respectively	135K
Additional paid-in capital	43.21M
Retained earnings - substantially restricted	6.87M
Treasury shares - at cost, 601,603 shares and 594,866 shares, respectively	-7.73M
Unallocated common stock held by employee stock ownership plan ("ESOP")	-2.12M
Unallocated shares of the stock-based incentive plan	-164K
Net unrealized gain on securities, net of income tax benefit	530K
Total stockholders' equity	40.73M
Total liabilities and stockholders' equity	469.93M

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