| Cash and due from banks | 25.74M |
| Interest-bearing deposits in other banks | 47.83M |
| Total cash and cash equivalents | 73.58M |
| Investment securities held to maturity (estimated fair value-2011, $21,276,727; 2010, $20,806,340) | 20.38M |
| Investment securities available for sale (amortized cost- 2011, $111,861,327; 2010, $124,245,038) | 113.17M |
| Mortgage-backed securities held to maturity (estimated fair value-2011, $51,270,544; 2010, $58,338,548) | 49.59M |
| Mortgage-backed securities available for sale (amortized cost- 2011, $162,091,967; 2010, $164,632,654) | 166.46M |
| Loans receivable, net of allowance for loan losses (2011, $4,357,064; 2010, $4,271,618) | 652.55M |
| Accrued interest receivable | 3.75M |
| Federal Home Loan Bank stock-at cost | 12.52M |
| Cash surrender value - bank owned life insurance | 43.61M |
| Property and equipment, net | 9.39M |
| Real estate owned | 23.66M |
| Deferred tax asset | 3.09M |
| Prepaid expenses and other assets | 4.98M |
| TOTAL ASSETS | 1.18B |
| Deposits: Noninterest-bearing | 42.68M |
| Deposits: Interest-bearing | 798.03M |
| Total deposits | 840.71M |
| Advances from Federal Home Loan Bank | 76.87M |
| Other borrowed money | 28.83M |
| Accrued interest payable | 3.22M |
| Advances from borrowers for taxes and insurance | 4.88M |
| Accounts payable and accrued expenses | 5.92M |
| Total liabilities | 960.42M |
| COMMITMENTS AND CONTINGENCIES | 0 |
| Preferred stock, $0.01 par value, 20,000,000 shares authorized none issued | 0 |
| Common stock, $0.01 par value, 80,000,000 shares authorized; 24,460,240 shares issued; outstanding: 20,245,910 shares in 2011, 20,166,742 shares in 2010 | 244.6K |
| Additional paid-in capital | 202.89M |
| Treasury stock-at cost, 4,214,330 shares in 2011, 4,293,498 shares in 2010 | -34.26M |
| Employee Stock Ownership Plan (ESOP) | -13.04M |
| Recognition & Retention Plan Trust (RRP) | -2.09M |
| Deferred compensation plans trust | -1.07M |
| Retained earnings | 59.96M |
| Accumulated other comprehensive income | 3.69M |
| Total stockholders' equity | 216.32M |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | 1.18B |