FIS launches embedded banking platform for U.S. banks
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FIS Launches Embedded Banking Platform, Letting Banks Deliver Accounts and Payments Inside Business Software
September 3, 2026 9:12 AM EDTKey Facts
FIS® Embedded Banking Platform enables banks to offer accounts, card issuing, accounts receivable and payable, and expense management capabilities directly inside the accounting software and business tools their customers already use daily. The platform keeps accounts on the bank's own balance sheet, not a third-party ledger, so banks retain full customer ownership and a cleaner regulatory position while software partners manage the user experience. FIS is launching the platform with pilot banks including Cogent Bank, Commercial Bank of California and M&T Bank, with accounts and payments planned for... More