Klarna completes $518M securitization to back $12B in lending

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Klarna Continues to Drive Capital Efficiency With $518 Million Securitization to Support $12 Billion of Lending

July 16, 2026 8:30 AM EDT

NEW YORK--(BUSINESS WIRE)-- Klarna, the global digital bank and flexible payments provider, has completed a $518 million Significant Risk Transfer, freeing up capital to support strong consumer demand for its products.

The 3-year agreement supports $12 billion in additional lending and forms part of Klarna's wider capital-efficiency program, which pairs SRTs with forward-flow and warehouse financing to support growth in a capital-lighter way.

The transaction is the second SRT Klarna has completed with the investor, reflecting continued strong institutional demand for exposure to Klarnas industry-leading lending.

"Demand for our products continues to grow and... More