Upstart changes UMI reporting format, index rises to 1.49

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Upstart Streamlines UMI Reporting

July 8, 2026 4:05 PM EDT

July 8, 2026 UMI: 1.49

BURLINGAME, Calif.--(BUSINESS WIRE)-- Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced changes to how and when it publishes its Upstart Macro Index (UMI), along with the latest UMI reading. These changes are intended to make the index easier to interpret. There is no change to how UMI is calculated or used by Upstart.1

How UMI naming and reporting is changing

Until today, Upstart introduced one new UMI reading each month, named for the month of loan... More