Equifax reduces VantageScore 4.0 mortgage credit scores to $1

Go back to Equifax reduces VantageScore 4.0 mortgage credit scores to $1

Equifax Reiterates Support for U.S. Federal Housing Finance Agency's Commitment to Mortgage Affordability

March 9, 2026 4:15 PM EDT

Company Drives Potential $1 Billion in Industry Cost Savings and Reduces Loan Acquisition Costs with New VantageScore® 4.0 Mortgage Credit Score Pricing Changes

Equifax is advancing housing affordability and driving adoption by the mortgage industry by offering VantageScore® 4.0 mortgage credit scores at $1 reducing loan acquisition costs to make the path to homeownership more affordable for everyone.Free VantageScore 4.0 credit scores will continue to be offered to all Equifax mortgage, automotive, card, and consumer finance customers who purchase FICO scores to drive industry adoption.Equifax continues to enhance the value of... More