Farmers & Merchants Bancorp, Inc. (FMAO) Tops Q4 EPS by 5c

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Farmers & Merchants Bancorp, Inc. Reports 2025 Fourth-Quarter and Full-Year Financial Results

February 12, 2026 4:30 PM EST

ARCHBOLD, Ohio, Feb. 12, 2026 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 fourth quarter and twelve months ended December 31, 2025, on a consolidated basis.

2025 Fourth-Quarter Financial and Operating Highlights
(at December 31, 2025, and on a year-over-year basis unless noted)

91 consecutive quarters of profitabilityNet income increased 16.8% to a quarterly record of $9.8 million, or $0.71 per basic and diluted shareNet charge-offs to average loans of 0.01%Tier 1 leverage ratio was... More