Bridgewater Bancshares Inc. (BWB) Tops Q4 EPS by 3c

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Bridgewater Bancshares, Inc. Announces Fourth Quarter 2025 Financial Results

January 27, 2026 4:15 PM EST

Fourth Quarter 2025 Highlights

Net income of $13.3 million, or $0.43 per diluted common share; adjusted net income of $13.5 million, or $0.44 per diluted common share.(1) Net interest income increased $1.6 million, or 4.7%, from the third quarter of 2025. Net interest margin (on a fully tax-equivalent basis) of 2.75%, an increase of 12 basis points from the third quarter of 2025. Noninterest income increased $1.1 million, or 52.7%, from the third quarter of 2025. Total deposits increased by $27.6 million, or 2.6% annualized, from the third quarter of 2025; core deposits(2) increased by $72.6 million, or 8.8% annualized, from the third quarter of 2025. Gross loans increased by... More