Velocity Financial reports preliminary 2025 results with 53% income jump

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Velocity Financial, Inc. Announces Preliminary Expected Fourth Quarter and Full-Year 2025 Results

January 26, 2026 8:30 AM EST

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)-- Velocity Financial, Inc. (NYSE: VEL) (Velocity or Company), a leader in investor real estate loans, today announced preliminary unaudited results for the fourth quarter and full-year 2025.

Fourth Quarter 2025 preliminary expected unaudited results

For the three-month period ended December 31, 2025, as compared to the same period of 2024:

Net income of at least $35 million, an increase of at least 70% GAAP earnings per diluted common share of at least $0.90 per share, an increase of at least 56% Portfolio net interest margin (NIM) of at least... More