Capital One Financial (COF) Misses Q4 EPS by 31c, Beats on Revenue

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Capital One Reports Fourth Quarter 2025 Net Income of $2.1 Billion, or $3.26 Per Share

January 22, 2026 4:05 PM EST

Net of adjusting items, Fourth Quarter 2025 Net Income of $3.86 per share(1)

MCLEAN, Va.--(BUSINESS WIRE)-- Capital One Financial Corporation (NYSE: COF) today announced net income for the fourth quarter of 2025 of $2.1 billion, or $3.26 per diluted common share, compared with net income of $3.2 billion, or $4.83 per diluted common share in the third quarter of 2025, and with net income of $1.1 billion, or $2.67 per diluted common share in the fourth quarter of 2024. Adjusted net income(1) for the fourth quarter of 2025 was $3.86 per diluted common share.

On January 22, 2026, Capital One... More