Oportun Financial Corporation (OPRT) Tops Q3 EPS by 11c, Beats on Revenue; Offers Fy25 Guidance

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Oportun Delivers Fourth Consecutive Quarter of GAAP Profitability, Increases Full-Year 2025 Adjusted EPS Guidance

November 4, 2025 4:05 PM EST

Meets or exceeds all third quarter guidance metrics

GAAP Net income of $5.2 million reflects $35 million year-over-year improvement

GAAP EPS of $0.11, up $0.86 versus prior-year period

Adjusted EPS of $0.39, up sharply versus $0.02 in 3Q24

Operating expenses reduced 11% year-over-year, supporting continued margin expansion

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