Upstart Holdings (UPST) Tops Q3 EPS by 10c, Misses on Revenue; Offers FY25 Revenue Guidance

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Upstart Announces Results for Third Quarter 2025

November 4, 2025 4:05 PM EST

SAN MATEO, Calif.--(BUSINESS WIRE)-- Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced financial results for the quarter ended September 30, 2025. Upstart will host a conference call and webcast at 1:30 p.m. Pacific Time today. An earnings presentation and link to the webcast are available at ir.upstart.com.

In Q3, we continued to execute on our 2025 game plan of rapid growth, profitability, and AI leadership all anchored in exceptional credit performance. The results include 80% year-on-year growth in... More