American Express (AXP) Announces 2025 Preliminary Stress Capital Buffer Requirement

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American Express Announces 2025 Preliminary Stress Capital Buffer Requirement

July 1, 2025 5:01 PM EDT

NEW YORK--(BUSINESS WIRE)-- American Express Company (NYSE: AXP) today announced that the Federal Reserve set the companys preliminary Stress Capital Buffer (SCB) requirement at 2.5 percent, effective October 1, 2025 through September 30, 2026, based on the results of the 2025 Comprehensive Capital Analysis and Review process. This is the minimum SCB requirement under the applicable regulations and is consistent with American Express previously disclosed SCB in effect through September 30, 2025.

The results of this years stress test once again reaffirmed our strong capital position and the earnings power of our resilient business model, said Christophe Le Caillec, Chief... More