PNC Wealth Management adds securities-based lending for clients

PNC Wealth Management (NYSE: PNC) has launched a Securities-Based Lending (SBL) solution for customers of its Premier Client program, the company announced July 21, 2026.

The product is available to clients with more than $200,000 in assets at PNC Wealth Management, with a minimum line of credit of $100,000. The SBL allows clients to borrow against their investment portfolios without selling securities.

The line of credit can be used for purposes including home renovation, debt consolidation, emergency expenses, luxury purchases, or tax obligations, according to the company. Clients receive interest-only monthly repayment terms, with the option to pay down principal at their discretion.

"Whether for a home renovation, critical emergency, luxury purchase, debt consolidation or an unexpected tax obligation, our Securities-Based Lending solution can serve as a crucial line of credit for clients without disrupting their financial plans," said Rich Guerrini, president and CEO of PNC Wealth Management.

PNC says clients working with a Premier Client banker can receive a personalized SBL evaluation in minutes, determining the size of a potential credit line backed by their pledged portfolio. Establishing the line carries no cost, and the credit line can be set up in advance of any specific need.

The Premier Client program serves individuals with approximately $100,000 to $3 million in investable assets. PNC Private Bank separately provides a similar securities-based line of credit product for high- and ultra-high-net-worth clients.

The SBL offering is part of a broader set of recent product additions from PNC Bank and PNC Wealth Management, which also include a loyalty program called TotalRewards and digital account opening for brokerage accounts.

Investment products referenced are provided by PNC Wealth Management LLC, a registered broker-dealer and registered investment adviser, member FINRA/SIPC. Investments are not FDIC insured and may lose value.

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