Form 497VPU RIVERSOURCE VARIABLE

October 7, 2026 3:24 PM EDT
 
Prospectus Supplement dated October 7, 2026
 
Prospectus Form #/Date
Product Name
National
New York
RiverSource® FlexChoice Select Variable Annuity
PRO9001_12_E01_(05/26)
USP9001_12_E01_(05/26)
 
RiverSource® Innovations Classic Select Variable
Annuity
PRO9038_12_E01_(05/26)
USP9038_12_E01_(05/26)
 
RiverSource® Innovations Select Variable Annuity
PRO9002_12_E01_(05/26)
USP9002_12_E01_(05/26)
 
RiverSource® RAVA 5 Access® Variable Annuity
PRO9104_12_E01_(05/26)
ISP9104_12_E01_(05/26)
USPPRO9104_12_E01_(05/26)
PRO9105_12_E01_(05/26)
ISP9105_12_E01_(05/26)
USP9105_12_E01_(05/26)
RiverSource® RAVA Apex Variable Annuity
PRO9111_12_E01_(05/26)
ISP9111_12_E01_(05/26)
USP111_12_E01_(05/26)
PRO9112_12_E01_(05/26)
ISP9112_12_E01_(05/26)
USP9112_12_E01_(05/26)
RiverSource® RAVA Vista Variable Annuity
PRO9109_12_E01_(05/26)
ISP9109_12_E01_(05/26)
USP9109_12_E01_(05/26)
PRO9110_12_E01_(05/26)
ISP9110_12_E01_(05/26)
USP9110_12_E01_(05/26)
RiverSource® Retirement Advisor Advantage Plus
Variable Annuity/
RiverSource® Retirement Advisor Select Plus
Variable Annuity
PRO9073_12_E01_(05/26)
USP9073_12_E01_(05/26)
PRO9077_12_E01_(05/26)
USP9077_12_E01_(05/26)
RiverSource® Retirement Advisor Advantage
Variable Annuity/
RiverSource® Retirement Advisor Select Variable
Annuity
PRO9074_12_E01_(05/26)
USP9074_12_E01_(05/26)
 
RiverSource® Retirement Advisor Variable Annuity
PRO9070_12_E01_(05/26)
USP9070_12_E01_(05/26)
 
RiverSource® Signature One Select Variable Annuity
PRO9024_12_E01_(05/26)
USP9024_12_E01_(05/26)
 
RiverSource® Signature Select Variable Annuity
PRO9025_12_E01_(05/26)
USP9025_12_E01_(05/26)
 
RiverSource Variable Universal Life Insurance
PRO9090_12_E01_(05/26)
USP9090_12_E01_(05/26)
 
RiverSource Variable Universal Life Insurance III
PRO9092_12_E01_(05/26)
USP9092_12_E01_(05/26)
 
RiverSource Variable Universal Life IV/
RiverSource Variable Universal Life IV – Estate
Series
PRO9094_12_E01_(05/26)
USP9094_12_E01_(05/26)
 
The following information describes changes to certain investment options offered under certain variable annuity contracts and variable life insurance policies listed above. Please retain this supplement with your latest printed prospectus for future reference.
Effective after market close on or about October 9, 2026, LVIP American Century International Fund (Service Class) and (Standard Class II) will merge with and into LVIP MFS International Growth Fund (Service Class) and (Standard Class).
Upon the Effective Date, the following description in the section “Appendix A: Investment Options Available Under the Contract” regarding LVIP American Century International Fund with respect to each prospectus listed above is hereby amended and replaced with the following: 
Investing In
Investment Objective and Policies
Investment Adviser
LVIP MFS International Growth Fund
Seeks long-term capital appreciation.
Lincoln Financial Investments
Corporation, adviser; Massachusetts
Financial Services Company,
subadviser.
THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE.
SUP9109-0011_(10/26)
1

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