Form 497VPU NATIONWIDE VARIABLE ACCO

July 22, 2026 10:23 AM EDT

Supplement dated July 22, 2026
to the following updating summary prospectus(es):

BOA IV, Nationwide Destination B (2.0) and Nationwide Destination Navigator (2.0) dated May 1, 2026

This supplement updates certain information contained in your updating summary prospectus. Please read and

retain this supplement for future reference.

The following underlying mutual funds are offered as investment options under the contract or policy.

Effective October 5, 2026, the name of the investment option is updated as indicated below:

CURRENT NAME	UPDATED NAME
Putnam Variable Trust - Putnam VT Sustainable Leaders Fund: Class IB	Putnam Variable Trust - Putnam VT Focused U.S. Research Fund: Class IB

USP-1034

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