Form 497VPU DELAWARE LIFE VARIABLE

May 1, 2026 9:58 AM EDT
SUPPLEMENT DATED MAY 1, 2026
TO PROSPECTUS AND UPDATING SUMMARY PROSPECTUS DATED MAY 1, 2025
FOR EXECUTIVE VARIABLE UNIVERSAL LIFE INSURANCE
ISSUED BY
DELAWARE LIFE INSURANCE COMPANY
DELAWARE LIFE VARIABLE ACCOUNT I
Executive Variable Universal Life Insurance is a flexible premium corporate variable universal life policy (“the Policy”) issued by Delaware Life Insurance Company (the “Company”).
This supplement summarizes key features of the Policy. This supplement also provides a summary of the Policy features that have changed since the prospectus dated May 1, 2025, as supplemented. This may not reflect all the changes that have occurred since you entered into your Policy.
The prospectus for the Policy dated May 1, 2025, as supplemented, contains more information about the Policy including its features, benefits, and risks. If you have any questions about the Policy and wish to talk to a representative, you may call (888) 594-2654. You can find the May 1, 2025 Policy prospectus, the current prospectuses for the Funds and other information about the Policy online at https://dfinview.com/DelawareLife/TAHD/86680A509?site=Life. You can also obtain this information at no cost at https://dfinreports.com/delawarelife, by calling (800) 477-6545, or by sending an email request to [email protected].
Financial statements of Delaware Life Variable Account I (the “Variable Account”) for the year ended December 31, 2025 can be found online at https://dfinview.com/DelawareLife/TAHD/86680A509?site=Life You can also obtain these financial statements at no cost at https://dfinreports.com/delawarelife, by calling (800)-477-6545, or by sending an email request to [email protected].
NOTE REGARDING THE AVAILABILITY OF THE COMPANY’S AUDITED FINANCIAL STATEMENTS
The financial guarantees we provide under your Policy are supported by the Company’s general account and are subject to the Company’s financial strength and claims-paying ability. Audited financial statements for the Company for the year-ended December 31, 2025 are not yet available, pending completion of the audit by the Company’s independent certified public accountant. The Company’s audited financial statements are delayed due to an ongoing review of the Company’s affiliate and related-party transactions. As of the date of this supplement, it is uncertain when the Company’s 2025 audited financial statements will become available.
The variable investment options offered under the Policy are supported by the Variable Account, not the Company’s general account. Financial statements of the Variable Account for the year-ended December 31, 2025 are available and may be obtained as instructed above.
During the delay in finalizing the Company’s 2025 audited financial statements, you may continue to make transactions under the terms of your Policy, including:
●
Making additional premium payments into your Policy (if otherwise permitted);
●
Transferring or reallocating your Policy Value among investment options; and
●
Any other transactions permitted under your Policy.
Notice will be provided once the Company’s 2025 audited financial statements are available. Please contact us at (888) 594-2654 with any questions regarding the Company’s financial statements or your Policy.
Additional information about certain investment products, including variable life policies has been prepared by the Securities and Exchange Commission’s staff and is available at www.Investor.gov.
The Securities and Exchange Commission has not approved or disapproved these securities or determined if this supplement is accurate or complete. Any representation to the contrary is a criminal offense.
GLOSSARY OF POLICY TERMS
Account Value - The sum of the amounts in each Sub-Account of the Variable Account, the Fixed Account and the amount of the Loan Account. Account Value does not include Policy Debt. Policy Debt, which includes the amount of loans and interest charged, is not deducted from Account Value. It is reflected in the amounts received upon surrender or payment of Policy Proceeds. It is also reflected in the amount of total Account Value that may be borrowed against.
Base Death Benefit - The death benefit under the Policy, exclusive of any Supplemental Insurance Death Benefit or any other supplemental benefits.
Death Benefit - The sum of the Base Death Benefit and any Supplemental Insurance Death Benefit. For purposes of calculating the Death Benefit, the Account Value will be increased by the value provided by the Enhancement Benefit.
Fixed Account - The portion of the Account Value funded by assets invested in our General Account.
Fund - A mutual fund in which a Sub-Account invests.
General Account - The assets held by us other than those allocated to the Sub-Accounts of the Variable Account or any of our other separate accounts.
Insured - The person on whose life the Policy is issued.
Investment Option - The Fixed Account and any of the Sub-Accounts of the Variable Account.
Policy - The form issued by Delaware Life Insurance Company which evidences the insurance coverage provided and is a contract between the policyowner and the Company.
Policy Debt - The principal amount of any outstanding loans against the Policy, plus accrued but unpaid interest on such loans.
Policy Proceeds - The amount determined in accordance with the terms of the Policy that is payable at the death of the Insured.
Policy Year - A one-year period commencing on the Issue Date or any Anniversary and ending on the next Anniversary.
Premium Expense Load - The percentage charge applied to premium. It includes two elements. One element is for state and federal tax obligations and the other element is a sales load to cover costs related to policy issuance.
SEC - Securities and Exchange Commission.
Sub-Accounts - Sub-Accounts into which the assets of the Variable Account are divided, each of which corresponds to an investment choice available to you.
Supplemental Insurance Death Benefit - The death benefit associated with the Supplemental Insurance Face Amount.
Supplemental Insurance Face Amount - The amount of additional life insurance coverage you request as specified in the Policy.
Target Premium - An amount of premium specified as such in the Policy, used to determine our Premium Expense Load deductions.
Variable Account - Delaware Life Variable Account I, one of our separate accounts, established for the purpose of funding variable insurance benefits payable under the Policy.
4
You - The owner of the Policy.
5
UPDATED INFORMATION ABOUT THE POLICY
The information in this supplement is a summary of the Policy features that have changed since the prospectus dated May 1, 2025. This may not reflect all the changes that have occurred since you entered into your Policy.
Audited financial statements for the Company for the year ended December 31, 2025 are not yet available. Please refer to the Cover Page for more information.
Changes Affecting the Funds
Adviser
For the Acorn Fund, effective, July 7, 2025, Columbia Management Investment Advisers, LLC replaced Wanger Asset Management LLC as adviser of the Fund.
Subadviser
For Templeton Growth VIP Fund, effective August 1, 2025, Templeton Asset Management Ltd. no longer served as sub-adviser of the Fund. 
Name Changes  
Current Fund Name
New Fund Name
American Funds Insurance Series® International Fund
American Funds Insurance Series® EUPAC FundTM
American Funds Insurance Series® Global Small
Capitalization Fund
American Funds Insurance Series® SMALLCAP World
Fund®
Columbia Variable Portfolio-Large Cap Growth Fund
Columbia Variable Portfolio-Cornerstone Growth Fund
Wanger Acorn Fund
Columbia Variable Portfolio - Acorn Fund
Expenses and Performance Information
The expenses and performance information have been updated and are reflected in Appendix A-Funds Available under the Policy and Fees and Expenses in this supplement.
 
6
IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE POLICY 
 
FEES AND EXPENSES
Location In The
Prospectus
Transaction
Charges
You may be charged for transactions under the Policy. A front-end load may
be charged on each premium payment. The front-end load for premiums up
to and including the Target Premium differs from the front-end load for
premiums in excess of the Target Premium. You may be charged for
requested Policy illustrations. If the Loan Lapse Protection Rider is elected,
a front-end load may be charged on the Election Date.
Fee Table –
Transaction
Fees
Charges,
Deductions And
Refunds
Ongoing Fees
and Expenses
In addition to transaction charges, an investment in the Policy is subject to
certain ongoing fees and expenses, including fees and expenses covering the
cost of insurance under the Policy and the cost of the optional benefits
available under the Policy. Certain fees and expenses are set based on
characteristics of the insured (e.g., age, sex, and rating classification). You
should view your Policy specifications page for rates applicable to your
Policy.
You will also bear expenses associated with the Funds under the Policy, as
shown in the following table:
Fee Table
Charges,
Deductions And
Refunds
Appendix A –
Funds
Available
Under The
Policy  (Located
In This
Supplement)
Annual Fee
Minimum
Maximum
Investment Options
(Fund fees and expenses)1
0.34%1
3.38%1
 
1
As a percentage of Fund net assets.
7
 
RISKS
Location In The
Prospectus
Risk of Loss
You can lose money by investing in the Policy.
Principal
Risks Of
Investing In
The Policy
Not a Short-
Term
Investment
●The Policy is not a short-term investment and is not appropriate for an
investor who needs ready access to cash.
●Full surrender of this Policy is discouraged in the early Policy Years
because the front-end loads on premiums are higher in those years.
●Upon partial surrender, your death benefit protection may be reduced and
your risk of lapse will increase. You may partially surrender the Policy
only once per year and only after the Policy has been in force for one year.
●If You fully or partially surrender the Policy, You may be subject to
income taxes and potential tax penalties. There may be tax consequences
associated with Policy loans.
Risks
Associated
with
Investment
Options
●An investment in the Policy is subject to the risk of poor investment
performance and can vary depending on the performance of the
Investment Options available under the Policy (e.g., the Funds).
●Each Investment Option (including the Fixed Account) has its own unique
risks.
●You should review the Investment Options before making an investment
decision.
Insurance
Company
Risks
●An investment in the Policy is subject to the risks related to the Company.
●Any Company obligations (including under the Fixed Account),
guarantees, or benefits are subject to the claims-paying ability of the
Company.
●Additional information about the Company, including its financial
strength ratings, is available upon request by calling (888) 594-2654 or
visiting https://www.delawarelife.com/our-metrics.
●Audited financial statements for the Company for the year ended
December 31, 2025 are not yet available. Please refer to the Cover Page
for more information.
Policy
Lapse
●Death benefits will not be paid if the Policy has lapsed.
●Poor investment performance, insufficient premiums, fees and charges,
partial surrenders, and unpaid loans or loan interest could cause your
Policy to lapse and You could lose your insurance coverage.
●There are costs associated with reinstating a lapsed Policy.
●The Policy will not lapse if the Loan Lapse Protection Rider is in effect
and all conditions thereunder have been met.
Insufficient
Value
 
RESTRICTIONS
Location In The
Prospectus
Investments
●Certain Investment Options may not be available under your Policy.
●Transfers from the Fixed Account are subject to special restrictions that
may prolong the time it takes to transfer Account Value from the Fixed
Account.
●Transfers between the Fund options are subject to additional restrictions
designed to prevent short-term and disruptive trading.
●All transfers are subject to our consent, and we reserve the right to impose
limitations on transfers.
●We reserve the right to remove or substitute Funds as Investment Options.
Appendix A –
Funds
Available
Under The
Policy  (Located
In This
Supplement)
Transfer
Privileges
Modification
8
 
RESTRICTIONS (CONT.)
Location In The
Prospectus
Optional
Benefits
●There is a charge for this benefit.
●Cannot be elected after the Policy is issued.
●Scheduled face amount increases only available if you elect Death Benefit
Option A or C.
●Scheduled increases terminate if you change from Death Benefit Option A
or C.
●Scheduled increases terminate if you decrease face amount or change the
amount or timing of scheduled increases.
●Terminates upon Policy lapse or termination.
Supplemental
Insurance
Face
Amount
●There is a charge for this rider.
●Must be elected at issue.
●Cannot elect both this rider and the Payment of Stipulated Amount rider.
●Disability must begin while this rider is in force and continue for 6
months.
●Requires proof of eligibility
 
Supplemental
Benefits –
Waiver Of
Monthly
Deductions
Rider
●There is a charge for this rider.
●Must be elected at issue.
●You must choose the amount of the monthly payment on your application.
●Payments continue while the disability continues but no later than the end
of the payment option at the Insured’s age 65 or 70.
●Does not guarantee that Account Value will be sufficient to keep the
Policy in force.
●Cannot elect both this rider and the Waiver of Monthly Deductions rider.
●Disability must begin while this rider is in force and continue for 6
months.
●Requires proof of eligibility.
 
Supplemental
Benefits –
Payment Of
Stipulated
Amount
Rider
 
TAXES
Location In The
Prospectus
Tax
Implications
●You should consult with a tax professional to determine the tax
implications of an investment in and payments received under the Policy.
●There is no additional tax benefit if the Policy is purchased through a
tax-qualified plan.
●Full and partial surrenders will be subject to ordinary income tax, and may
be subject to tax penalties.
About The
Policy
Federal
Income
Tax
Considerations
 
CONFLICTS OF INTEREST
Location In The
Prospectus
Investment
Professional
Compensation
Your investment professional may receive compensation for selling the
Policy to You, including commissions, other cash compensation, and
non-cash compensation. We may share the revenue we earn on this Policy
with your investment professional’s firm. As a result of these compensation
arrangements, your investment professional may have a financial incentive
to offer or recommend this Policy over another investment.
Distribution
Of Policy
Exchanges
Some investment professionals may have a financial incentive to offer you a
new policy in place of the one you already own. You should only exchange a
policy You already own if You determine, after comparing the features, fees,
and risks of both policies, that it is better for You to purchase the new policy
rather than continue to own your existing policy.
9
APPENDIX A - FUNDS
AVAILABLE UNDER THE POLICY
The following is a list of Funds available under the Policy. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at https://dfinview.com/DelawareLife/TAHD/86680A509?site=Life. You can also request this information at no cost at https://dfinreports.com/DelawareLife, by calling (888) 594-2654, or by sending an email request to [email protected].
The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these other charges were included. A Fund’s past performance is not necessarily an indication of future performance. 
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Allocation - Moderate
AB Variable Products Series Fund, Inc.
Balanced Hedged Allocation Portfolio
Class B
AllianceBernstein, L.P.
0.98%1
17.36%
5.64%
6.74%
Equity - Global Large
Cap
AB Variable Products Series Fund, Inc.
International Value Portfolio
Class B2
AllianceBernstein, L.P.
1.17%
41.27%
10.19%
6.37%
Fixed Income - US
American Funds Insurance Series®
American High-Income Trust®
Class 2
Capital Research and
Management Company
0.62%1
8.24%
5.60%
6.96%
Equity - Global Large
Cap
American Funds Insurance Series®
Capital World Growth and Income Fund®
Class 2
Capital Research and
Management Company
0.66%1
24.80%
10.29%
11.02%
Equity - Global Large
Cap
American Funds Insurance Series®
EUPAC Fund™3
Class 2
Capital Research and
Management Company
0.72%1
26.77%
3.40%
7.00%
Equity - Global Large
Cap
American Funds Insurance Series®
Global Growth Fund
Class 2
Capital Research and
Management Company
0.65%1
21.62%
8.23%
12.17%
Equity - US Large Cap
Growth
American Funds Insurance Series®
Growth Fund
Class 2
Capital Research and
Management Company
0.58%
20.24%
13.37%
17.97%
Equity - US Large Cap
Blend
American Funds Insurance Series®
Growth-Income Fund
Class 2
Capital Research and
Management Company
0.53%
18.06%
13.90%
13.92%
Equity - Global Mid/
Small Cap
American Funds Insurance Series®
SMALLCAP World Fund®4
Class 2
Capital Research and
Management Company
0.90%1
14.64%
0.49%
7.23%
Fixed Income - US
American Funds Insurance Series®
The Bond Fund of America®
Class 2
Capital Research and
Management Company
0.47%1
7.26%
-0.14%
2.36%
Equity - US Large Cap
Value
American Funds Insurance Series®
Washington Mutual Investors Fund
Class 2
Capital Research and
Management Company
0.50%1
17.21%
13.89%
12.36%
Allocation - Moderate
BlackRock Variable Series Funds, Inc.
BlackRock Global Allocation V.I. Fund
Class III
BlackRock Advisors, LLC /
 BlackRock International
Limited, BlackRock
(Singapore) Limited
1.01%1
19.42%
5.51%
7.33%
Equity - US Small Cap
Columbia Funds Variable Insurance Trust
Acorn Fund2
Columbia Management
Investment Advisers, LLC
0.91%1
4.47%
1.02%
8.66%
Equity - US Large Cap
Growth
Columbia Funds Variable Series Trust II
Columbia Variable Portfolio –
Cornerstone Growth Fund5
Class 2
Columbia Management
Investment Advisers, LLC
0.97%
15.85%
13.75%
15.69%
10
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Equity - US Small Cap
Deutsche DWS Investments VIT Funds
DWS Small Cap Index VIP
Class B6
DWS Investment
Management Americas, Inc. /
 Northern Trust Investments,
Inc.
0.66%1
12.37%
5.54%
9.03%
Allocation - Moderate
Variable Insurance Products Fund III
Fidelity® Variable Insurance Products
Balanced Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 FMR Investment
Management (UK) Limited,
Fidelity Management &
Research (Hong Kong)
Limited, Fidelity Management
& Research (Japan) Limited
0.66%
14.96%
9.24%
10.84%
Equity - US Large Cap
Growth
Variable Insurance Products Fund II
Fidelity® Variable Insurance Products
Contrafund® Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 FMR Investment
Management (UK) Limited,
Fidelity Management &
Research (Hong Kong)
Limited, Fidelity Management
& Research (Japan) Limited
0.79%
21.24%
15.08%
15.49%
Allocation - Target
Date
Variable Insurance Products Fund V
Fidelity® Variable Insurance Products
Freedom 2020 Portfolio
Service Class 26
Fidelity Management &
Research Company, LLC
0.69%
12.99%
4.57%
7.11%
Allocation - Target
Date
Variable Insurance Products Fund V
Fidelity® Variable Insurance Products
Freedom 2030 Portfolio
Service Class 26
Fidelity Management &
Research Company, LLC
0.74%
15.16%
5.98%
8.61%
Equity - US Large Cap
Blend
Variable Insurance Products Fund II
Fidelity® Variable Insurance Products
Index 500 Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 Geode Capital Management,
LLC
0.34%
17.48%
14.03%
14.42%
Equity - US Mid Cap
Variable Insurance Products Fund III
Fidelity® Variable Insurance Products
Mid Cap Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 FMR Investment
Management (UK) Limited,
Fidelity Management &
Research (Hong Kong)
Limited, Fidelity Management
& Research (Japan) Limited
0.80%
11.49%
9.83%
10.31%
Equity - International
All Cap
First Eagle Variable Funds
First Eagle Overseas Variable Fund
First Eagle Investment
Management, LLC
1.21%1
37.47%
9.02%
7.61%
Allocation - Moderate
Franklin Templeton Variable Insurance
Products Trust
Franklin Allocation VIP Fund
Class 26
Franklin Advisers, Inc. /
 Templeton Global Advisors
Limited, Franklin Templeton
Institutional, LLC,
Brandywine Global
Investment Management,
LLC, ClearBridge
Investments, LLC, Western
Asset Management Company,
LLC, Western Asset
Management Company
Limited
0.82%1
12.60%
5.73%
7.32%
Allocation - Cautious
Franklin Templeton Variable Insurance
Products Trust
Franklin Income VIP Fund
Class 2
Franklin Advisers, Inc.
0.72%
12.56%
7.66%
7.30%
11
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Allocation -Large Cap
Equity
Franklin Templeton Variable Insurance
Products Trust
Franklin Mutual Shares VIP Fund
Class 2
Franklin Mutual Advisers,
LLC
0.94%
11.52%
9.20%
7.53%
Equity - US Small Cap
Franklin Templeton Variable Insurance
Products Trust
Franklin Small Cap Value VIP Fund
Class 2
Franklin Mutual Advisers,
LLC
0.91%1
7.65%
8.86%
9.81%
Fixed Income - US
Franklin Templeton Variable Insurance
Products Trust
Franklin Strategic Income VIP Fund
Class 2
Franklin Advisers, Inc.
1.07%1
7.24%
1.92%
3.10%
Fixed Income - US
Franklin Templeton Variable Insurance
Products Trust
Franklin U.S. Government Securities VIP
Fund
Class 2
Franklin Advisers, Inc.
0.79%
6.69%
0.02%
1.14%
Equity - US Mid Cap
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. American Value Fund
Series II
Invesco Advisers, Inc.
1.14%
20.76%
17.56%
12.01%
Equity - US Large Cap
Value
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Comstock Fund
Series II
Invesco Advisers, Inc.
1.00%
17.14%
15.14%
11.67%
Equity - US Large Cap
Blend
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Core Equity Fund
Series I
Invesco Advisers, Inc.
0.80%
16.17%
12.81%
11.73%
Equity - US Large Cap
Growth
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Discovery Large Cap Fund
Series II
Invesco Advisers, Inc.
1.05%1
12.53%
11.41%
13.94%
Allocation - Moderate
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Equity and Income Fund
Series II
Invesco Advisers, Inc.
0.82%
12.52%
8.68%
8.64%
Equity - Global Large
Cap
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. EQV International Equity
Fund
Series I
Invesco Advisers, Inc.
0.90%
16.50%
3.68%
6.22%
Equity - Global Large
Cap
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Global Fund
Series II
Invesco Advisers, Inc.
1.06%
15.02%
7.01%
10.72%
Equity - US Large Cap
Blend
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Main Street Fund®
Series II2
Invesco Advisers, Inc.
1.05%1
15.64%
12.19%
12.25%
Equity - US Small Cap
MFS® Variable Insurance Trust III
MFS® Blended Research® Small Cap
Equity Portfolio
Initial Class
Massachusetts Financial
Services Company
0.58%1
5.76%
6.92%
9.10%
Allocation - Cautious
MFS® Variable Insurance Trust III
MFS® Conservative Allocation Portfolio
Initial Class
Massachusetts Financial
Services Company
0.70%
10.00%
3.09%
5.70%
12
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® Corporate Bond Portfolio
Service Class
Massachusetts Financial
Services Company
0.88%1
7.30%
-0.32%
3.06%
Equity - Global
Emerging Markets
MFS® Variable Insurance Trust II
MFS® Emerging Markets Equity
Portfolio
Service Class
Massachusetts Financial
Services Company
1.48%1
33.35%
4.11%
7.65%
Equity - Real Estate
Sector
MFS® Variable Insurance Trust III
MFS® Global Real Estate Portfolio
Initial Class
Massachusetts Financial
Services Company
0.90%1
3.53%
1.32%
5.01%
Allocation - Cautious
MFS® Variable Insurance Trust II
MFS® Global Tactical Allocation Portfolio
Service Class
Massachusetts Financial
Services Company
1.03%1
15.21%
4.60%
5.40%
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® Government Securities Portfolio
Service Class
Massachusetts Financial
Services Company
0.81%1
6.63%
-0.94%
1.03%
Allocation - Aggressive
MFS® Variable Insurance Trust III
MFS® Growth Allocation Portfolio
Initial Class
Massachusetts Financial
Services Company
0.80%
12.18%
6.19%
9.22%
Equity - US Large Cap
Growth
MFS® Variable Insurance Trust
MFS® Growth Series
Initial Class
Massachusetts Financial
Services Company
0.73%1
12.19%
11.10%
15.60%
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® High Yield Portfolio
Initial Class
Massachusetts Financial
Services Company
0.72%1
8.65%
3.87%
5.56%
Fixed Income - US
MFS® Variable Insurance Trust III
MFS® Inflation-Adjusted Bond Portfolio
Initial Class
Massachusetts Financial
Services Company
0.60%1
8.63%
-3.09%
1.10%
Equity - Global Large
Cap
MFS® Variable Insurance Trust II
MFS® International Growth Portfolio
Service Class
Massachusetts Financial
Services Company
1.13%1
20.81%
6.80%
9.60%
Fixed Income - US
MFS® Variable Insurance Trust III
MFS® Limited Maturity Portfolio
Initial Class
Massachusetts Financial
Services Company
0.48%1
5.83%
2.56%
2.70%
Equity - US Mid Cap
MFS® Variable Insurance Trust
MFS® Mid Cap Growth Series
Initial Class
Massachusetts Financial
Services Company
0.81%1
3.66%
3.26%
11.60%
Equity - US Mid Cap
MFS® Variable Insurance Trust III
MFS® Mid Cap Value Portfolio
Initial Class
Massachusetts Financial
Services Company
0.79%1
5.98%
10.18%
9.95%
Allocation - Moderate
MFS® Variable Insurance Trust III
MFS® Moderate Allocation Portfolio
Initial Class
Massachusetts Financial
Services Company
0.72%
11.29%
4.82%
7.62%
Equity - US Small Cap
MFS® Variable Insurance Trust
MFS® New Discovery Series
Initial Class
Massachusetts Financial
Services Company
0.87%1
12.96%
-0.28%
10.74%
Equity - US Small Cap
MFS® Variable Insurance Trust III
MFS® New Discovery Value Portfolio
Initial Class
Massachusetts Financial
Services Company
0.88%1
3.08%
8.48%
10.58%
Equity - Global Large
Cap
MFS® Variable Insurance Trust II
MFS® Research International Portfolio
Service Class
Massachusetts Financial
Services Company
1.15%1
21.75%
5.25%
7.27%
Equity - US Large Cap
Blend
MFS® Variable Insurance Trust
MFS® Research Series
Initial Class
Massachusetts Financial
Services Company
0.74%1
12.85%
11.15%
12.93%
13
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Fixed Income - US
MFS® Variable Insurance Trust
MFS® Total Return Bond Series
Initial Class
Massachusetts Financial
Services Company
0.53%1
7.17%
0.15%
2.63%
Allocation - Moderate
MFS® Variable Insurance Trust
MFS® Total Return Series
Service Class
Massachusetts Financial
Services Company
0.86%1
10.91%
6.16%
7.36%
US Money Market
MFS® Variable Insurance Trust II
MFS® U.S. Government Money Market
Portfolio
Initial Class7
Massachusetts Financial
Services Company
0.45%1
3.85%
2.87%
1.77%
Equity - Utilities
Sector
MFS® Variable Insurance Trust
MFS® Utilities Series
Service Class
Massachusetts Financial
Services Company
1.03%1
14.76%
7.38%
9.22%
Equity - US Large Cap
Value
MFS® Variable Insurance Trust
MFS® Value Series
Initial Class
Massachusetts Financial
Services Company
0.69%1
13.01%
9.95%
10.05%
Equity - US Large Cap
Value
MFS® Variable Insurance Trust
MFS® Value Series
Service Class
Massachusetts Financial
Services Company
0.94%1
12.77%
9.69%
9.77%
Equity - US Mid Cap
Morgan Stanley Variable Insurance Fund,
Inc.
Discovery Portfolio
Class II
Morgan Stanley Investment
Management, Inc.
1.05%1
12.44%
-5.46%
14.04%
Commodities Broad
Basket
PIMCO Variable Insurance Trust
PIMCO CommodityRealReturn®
Strategy Portfolio
Administrative Class
Pacific Investment
Management Company LLC
3.19%1
18.79%
10.55%
6.54%
Fixed Income -
Emerging Markets
PIMCO Variable Insurance Trust
PIMCO Emerging Markets Bond
Portfolio
Administrative Class
Pacific Investment
Management Company LLC
1.17%
14.98%
2.44%
5.06%
Allocation - Moderate
PIMCO Variable Insurance Trust
PIMCO Global Managed Asset Allocation
Portfolio
Administrative Class
Pacific Investment
Management Company LLC
1.21%1
21.90%
7.02%
7.98%
Fixed Income - US
PIMCO Variable Insurance Trust
PIMCO Real Return Portfolio
Administrative Class2
Pacific Investment
Management Company LLC
1.39%
7.85%
1.21%
3.21%
Fixed Income - US
PIMCO Variable Insurance Trust
PIMCO Total Return Portfolio
Administrative Class2
Pacific Investment
Management Company LLC
0.73%
8.89%
0.02%
2.36%
Equity - Global Large
Cap
Franklin Templeton Variable Insurance
Products Trust
Templeton Growth VIP Fund
Class 2
Templeton Global Advisors
Limited / Templeton Asset
Management Ltd.
1.12%1
23.83%
7.95%
7.04%
1
The Fund’s current expenses are subject to a temporary expense reimbursement and/or fee waiver. Please refer to the Fund’s prospectus for more information.
2
Only available for investment under Policies with Investment Start Dates prior to October 6, 2008.
3
Prior to May 1, 2026, the name of this fund was International Fund.
4
Prior to May 1, 2026, the name of this fund was Global Small Capitalization Fund.
5
Prior to May 1, 2026, the name of this fund was Columbia Variable Portfolio - Large Cap Growth Fund.
6
Not available for investment of new premium or transfers on and after November 15, 2010.
7
There is no assurance that this Fund will be able to maintain a stable net asset value per share. In addition, during periods of low interest rates, and partly as a result of asset based separate account charges, the yield on this Fund may become low and possibly negative.
14
The prospectus and statement of additional information (SAI) dated May 1, 2025, as supplemented, include additional information. The prospectus and SAI are available, without charge, upon request at https://dfinreports.com/DelawareLife. You can request the prospectus and SAI, or other information at no cost by calling 1-888-594-2654, or by sending an email request to [email protected]. You can also access other information about the Policy online at https://dfinview.com/DelawareLife/TAHD/86680A509?site=Life.
Reports and other information about the Variable Account are available on the SEC’s website at https://www.sec.gov and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: [email protected].
EDGAR Contract Identifier No.: C000051351
15

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